Porsche Financial Services- Taycan 4s Lease Approval Odds

HRHTHEO

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I believe PFS pulls TU FICO Auto 8.

TU fico 8 auto- 742, BK (bankruptcy) showing, discharged 2014. One late showing no other derogs. 1% util. 249k W-2 income. Current DTI 18%.

Ordered-2022 Porsche Taycan 4S. 146k build. Previous highest loan amount 82k, no auto lates.

Shooting for a 39 month lease, 15k a year. Figuring it will be around 2,600 a month.

Approval odds? I haven't seen any post about PFS on leases with bks showing. I’m sure I’ll be fine with financing with my credit union but I want to lease as technology will change in a few years.
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Njsimons13

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I believe PFS pulls TU FICO Auto 8.

TU fico 8 auto- 742, BK (bankruptcy) showing, discharged 2014. One late showing no other derogs. 1% util. 249k W-2 income. Current DTI 18%.

Ordered-2022 Porsche Taycan 4S. 146k build. Previous highest loan amount 82k, no auto lates.

Shooting for a 39 month lease, 15k a year. Figuring it will be around 2,600 a month.

Approval odds? I haven't seen any post about PFS on leases with bks showing. I’m sure I’ll be fine with financing with my credit union but I want to lease as technology will change in a few years.
Your bankruptcy was some time ago So i think you should be ok. How many auto loans have you had since then?
 

RCorsa

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I thought bankruptcy stayed on your report for 7 years or maybe it’s 10. I would assume you’ll still be able to get a loan/lease maybe with a higher rate?
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