UK Taycan Insurance (30M)

[BigBob]

I think this is what I’ll end up doing too. Could you give me the name of the broker?

Sent you a direct message.

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[TroopStormer]

Sent you a direct message.

Cheers I'll give them a call

 

[TroopStormer]

Matt Armstrong (on YT) who has numerous high value cars heavily modded uses Adrian Flux and praises their competitiveness so worth a try

Location and when you tick over 10yrs exp seems to influence the most. In NW London, GL63 was £3.5k at 26yo. Moved to the peaceful Cotswolds a couple of years later, went down to £1.5k. Lately, an old man Vogue was just £450 with Admiral (comprehensive, 8k miles, commute, driveway with NCB protection) at 31.

I’d be in your shoes I’d spec it at £105k if that’s what you want and declare a value of £99k (arguably cars USED to lose £ as soon as driven off the lot). I’d just refuse to give £8k away to an insurer and their wacky algorithms.

I'm going to get in touch with a broker, if they can't help then this will most likely be my route. I wish I could spec it to 110k and declare it 99k, that would be ideal!

 

[Sidicks]

I'm going to get in touch with a broker, if they can't help then this will most likely be my route. I wish I could spec it to 110k and declare it 99k, that would be ideal!

Your insurance is unlikely to be valid in that case, if that’s a consideration?

 

[Speuk]

I think a lot of UK based people on here are with Admiral as they usually give the best quote so if they are giving you such a high quote you could be out of luck. I went with NFU Mutual (who aren't on the comparison sites), premium was £680 (in March this year) with three years no claims although I am 48 and have been driving for 30 years which may be more important than no claims bonus. A good thing about NFU is that they include GAP insurance as standard in the policy

That is useful info about the gap insurance being included.
I haven't ordered yet but
I thought I'd check the cost before I ordered. I have the advantage of being old! Aviva where the cheapest gof my wife and at £535 including protected ncd. 9 years + ncd

 

[Midlifecrisis]

If there is another car in the household (or even a relative at another address) you could get a significant discount with Admiral if you have a multi car policy. Separate policies and quotes but under 1 umbrella and renew together. Could save you 10-15% I think

 

[TroopStormer]

update: I think I figured out what the issue was. I didn’t select any voluntary excess on the comparison sites, now that I have I’m getting 2k quotes for £110k car which is the within ballpark I was expecting so all good!

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