UK 4yr PCP final payment?

[smoothound]

Hi folks, could someone please tell me the residual (final payment) amount for a recent 4 year PCP deal for a CT Turbo. ... Or same for any model for that matter, since they won't be too different % wise - please mention model...

I have a VWFS value for a 36 month PCP Turbo residual of £72.5K - but have no 4 year example (can't find one on web).

Many thanks

Cheers

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[smoothound]

Interesting..... Some kind people have replied in a taycan Facebook forum both saying 55K for a 4S over 4 years (62% of list). - seems high?

My 3 year quote for a turbo is 72.5K (also 62% of list)

For PCP all Options are paid 100% over the agreement term - so, using the list price to pro-rata the 4yr 55K from a CT 4S list of 89K - to apply to a CT Turbo list of 118K this gives a Turbo residual over 4 years of 73K

73K is what I am quoted by VWFS for a 3 year PCP period for a Turbo not a 4 year deal

I was expecting more like ~62K (ish) residual for a Turbo at 4 years given a 3 year residual of 73K

Am I missing something? or does the Turbo really depreciate much faster than a 4S?

Is my maths off?

Any 4 yr Turbo PCP experience out there?

 

[neilj007]

I've just had a 4 year quote for a CT 4S. List £88k and 10k miles pa - residual of £49k is 56%. Would equate to £66k for a Turbo on the same milage profile

 

[WuffvonTrips]

In November, I got 3 year quotes for both 4S and Turbo CT's- ignoring options, they both came in at 66% (to nearest percent) RV after 3 years. This was from Porsche Financial Services (presumably closely related to VWFS).
EDIT- I should add that was based on a lower than typical annual mileage, I can't recall the exact amount.

 

[smoothound]

I've just had a 4 year quote for a CT 4S. List £88k and 10k miles pa - residual of £49k is 56%. Would equate to £66k for a Turbo on the same milage profile

Thanks Neil - very helpful!

I must admit that makes much more sense to me than 73K - Using that, I think a conservative guesstimate of ~64K for the Turbo (there is some research that Turbo depreciate slightly faster than 4S) -- will allow me to do some PCP/HP/Loan simulations

VWFS interest rates have gone up from 5.9 to 6.5 since I was quoted

cheers

 

[smoothound]

In November, I got 3 year quotes for both 4S and Turbo CT's- ignoring options, they both came in at 66% (to nearest percent) RV after 3 years. This was from Porsche Financial Services (presumably closely related to VWFS).

Thanks - My 62% RV quote after 3 years was calculated in October - interesting that 4S and T are both the same % - that helps a lot too.

I should be able to play the numbers now - thanks folks

 

[4sCT21]

VWFS interest rates have gone up from 5.9 to 6.5 since I was quoted

cheers

that’s an appalling rate from VWFS. I was paying 2.9% or less on my previous BMW’s etc

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