Extended Warranty Pricing from Porsche - 2025

[snstevens]

This may be a dumb question - so bear with me - but this has to be a common scenario for a lot of owners - if not now then soon.

If you already have a Porsche approved extended two year warranty in place, purchased from a porsche dealer as part of a CPO purchase (in the US meaning a total of six years bumper to bumper from the in service date) - are you able to add another Porsche approved warranty on the end of this when it expires with the provider quoted above?

If so will this require the 111 inspection regardless of if you purchase the new extension before the initial extended warranty expires?

I am aware it will be subject to different pricing and negotiation etc. etc. .... just wanted to check if it is even viable....

It is a long time since I had a car more than six years old - and when I bought my CPO Taycan I did not think I would keep I for more than 4 years (and now I possible will) - so this had not even occurred to me...

I know this isn't an answer to your question per se, but all of these extended warranty policies are really just insurance, and they are marketed that way. In fact the PFS policy I just bought can be partially refunded if I sell the car before the end of the term. Would someone be willing to sell another policy at the end of the term? Probably.

But the bigger question is do you want to keep the Taycan more than 8 years? The battery warranty expires at that point, and with new software, improved battery technology, I think the next generation (v2 or its descendants) would be a smarter purchase decision. Of course the price of a new car is another consideration versus the cost of a replacement battery on the Taycan (~$20k-$30k parts, with a total cost of $45k parts and labor at a Porsche Dealer today).

Lots to think about when the time comes ?

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[MidwestPCar]

FYI to those hoping to get some of the prices mentioned in this thread.

I've been poring over all these forums and have called many of the "recommended" finance managers, 3rd party providers in this thread and other threads, as I've been trying to buy one for a 2020 49K mile 4S that's out of warranty. My prices are much higher than the numbers quoted in the thread. On looking at it deeper, there are 3 big rating factors that are not described consistently in several of these posts where prices are shared.
1) Still in warranty vs out of warranty
2) Current mileage (prices appear to go up every 10K miles)
3) Age
Some providers weigh mileage over age and some the other way around.

The quotes I got are higher due to likely all 3 factors being unfavorable vs. some of comparables in this thread where people have mentioned lower rates. I even asked the providers to theoretically quote me with different factors and I can reach the prices mentioned here.
For mine, I got quotes between $5500 (non Porsche)/$6800 (Porsche) on the low end and $9000 on the high end for 4 years, $250 deductible, ~48K miles from these "low price" sources.

Just sharing as I went on the hunt to find the best quotes (got a lot) to match the under $5K Porsche prices here and it wouldn't get there.
When posting prices in the future, if people mention those three factors, that might be most useful.

Hope that helps other people looking up this thread.

 

[MidwestPCar]

Yes, it does seem obvious in retrospect (and I work a lot in insurance, so the logic on risk makes sense )
However, the vast majority of the posts in this thread share prices without mentioning any of those factors. Hence my post so that others can read this thread/ these prices with some context, and also those mentioning prices in the future can share those factors so the shared price is actually useful. I've read lots of threads here, on Rennlist, on Reddit, and people just share price numbers without those .

 

[Hirschaj]

FYI to those hoping to get some of the prices mentioned in this thread.

I've been poring over all these forums and have called many of the "recommended" finance managers, 3rd party providers in this thread and other threads, as I've been trying to buy one for a 2020 49K mile 4S that's out of warranty. My prices are much higher than the numbers quoted in the thread. On looking at it deeper, there are 3 big rating factors that are not described consistently in several of these posts where prices are shared.
1) Still in warranty vs out of warranty
2) Current mileage (prices appear to go up every 10K miles)
3) Age
Some providers weigh mileage over age and some the other way around.

The quotes I got are higher due to likely all 3 factors being unfavorable vs. some of comparables in this thread where people have mentioned lower rates. I even asked the providers to theoretically quote me with different factors and I can reach the prices mentioned here.
For mine, I got quotes between $5500 (non Porsche)/$6800 (Porsche) on the low end and $9000 on the high end for 4 years, $250 deductible, ~48K miles from these "low price" sources.

Just sharing as I went on the hunt to find the best quotes (got a lot) to match the under $5K Porsche prices here and it wouldn't get there.
When posting prices in the future, if people mention those three factors, that might be most useful.

Hope that helps other people looking up this thread.

Great addition to this thread. Thanks for sharing.

 

[Jonathan S.]

My prices are much higher than the numbers quoted in the thread. On looking at it deeper, there are 3 big rating factors that are not described consistently in several of these posts where prices are shared.

So you're saying that a market price for a service is dependent upon multiple factors -- hmm, this concept sounds familiar!
I'm tempted to solicit quotes from forum members to create a simple database and then run some regression equations. The only problem is that I have to finish some economics consulting work at the moment that is not only just as interesting but also pays me...

 

[Electron]

So you're saying that a market price for a service is dependent upon multiple factors -- hmm, this concept sounds familiar!
I'm tempted to solicit quotes from forum members to create a simple database and then run some regression equations. The only problem is that I have to finish some economics consulting work at the moment that is not only just as interesting but also pays me...

A penny saved is a penny earned.
-Benjamin Franklin

 

[MidwestPCar]

Haha... yes, of course, it's obvious to everyone now.

I think even without a regression, people hopefully can find some close enough data points to their situation to find value, if there's enough data.

So you're saying that a market price for a service is dependent upon multiple factors -- hmm, this concept sounds familiar!
I'm tempted to solicit quotes from forum members to create a simple database and then run some regression equations. The only problem is that I have to finish some economics consulting work at the moment that is not only just as interesting but also pays me...

 

[satchurator]

I have been going through the quoting process focused on the Porsche VSP Platinum plan for 96 months, 60K miles total with $250 deductible.

My car is approaching the 4 year mark from in-service, and is just over 10K miles on the odometer.

I've gotten some good prices quoted - the lowest of which is about ~$4000.

Having narrowed to my favored quoting dealer, I've been reviewing draft paperwork (the 'Porsche Electric Vehicle Service Protection' form) and there are some confusing elements. The finance person has pre-filled the form. Notably:

1. For the options New / Pre-Owned / CPO, they have checked Pre-Owned.
2. For the Vehicle Purchase Price, they have entered a price based on a JD Power value estimate.

Regarding #1, I am the first and only owner.
Regarding #2, technically, IMO the only correct number for the 'purchase price' was the price paid on delivery day.

In the small print, section 3.D states how the maximum outlay is capped by KBB/JDP/NADA values at the time of the claim - so I don't see why its necessary to artificially lower the stated purchase price of the car at the time of purchasing the extended warranty plan.

I'm wondering if this is a hack that allows the dealer to quote a lower price, and if this somehow would complicate things down the road.

Those of you who have already purchased the Porsche VSP Platinum plan on form "POEVSC 6/22" could you please share what was entered for your [New / Pre-Owned / CPO] selection? ... and whether the entered vehicle purchase price was based on the true original purchase price, or some valuation at the time of plan purchase?

 

[snstevens]

My policy says "New" and Purchase Price is the actual Purchase Price (see below)

They are either gaming you OR someone is simply misinformed about how to fill out the form. I suggest you inform them.

 

[satchurator]

My policy says "New" and Purchase Price is the actual Purchase Price (see below)

They are either gaming you OR someone is simply misinformed about how to fill out the form. I suggest you inform them.

Thanks @snstevens. Happy to report success. In the end, another dealer came in at the last minute with an even better price and I went with them. My purchased plan indicates "New Vehicle". The "Vehicle Purchase Price" is correctly stated as it was on my Build Sheet / Monroney Label.

I'm not sure what's going on with these elements. I agree, it's either miscomprehension of a poorly designed form, or the ambiguity allows for gaming the quoting process.

I shall share my actual numbers in a separate post.

 

[satchurator]

Sharing some fresh datapoints on prices. Over the last two weeks, I’ve contacted ten different dealers around the USA, about half of which are in my home state.

I requested quotes for the Porsche VSP Platinum plan (operated by Safe-Guard) for 96 months (8 years from in-service date), 60K miles, $250 deductible. My car is at about 10K miles on the odometer, and approaching 4 years of ownership.

• Lowest price quoted (and what I purchased): $3800, from Kelli Parker of Porsche San Antonio.
• Highest price quoted: $5776
• Most quotes were in the $5000’s range.

Both Kelli Parker and Linda Villarreal in the Finance team at Porsche San Antonio have been mentioned multiple times in the forum as having the best quoted prices for the Porsche VSP Platinum extended warranty. Similar to Troy Dietrich for the Fidelity 3rd party extended warranty, it seems like they have turned this into a system - rapidly turning around highly competitive quotes, and whatever they compromise on margin is made up for in volume.

In my case, Kelli was super responsive to my emails, patient with my nit-picking questions and transparent about the whole process.

 

[Jonathan S.]

^ Sounds like a good outcome, and thanks for sharing that info. But why so few miles on your Taycan?!?

 

[Tooney]

^ Sounds like a good outcome, and thanks for sharing that info. But why so few miles on your Taycan?!?

Because he lives in the same New England fast charging desert that you do?

 

[Jonathan S.]

Because he lives in the same New England fast charging desert that you do?

Hah, probably drove it 10k miles in 2022 then has been too shell-shocked ever since to try it again!
Actually, from Eastern Massachusetts down along the densely populated coastal areas seems to be good now.
And from Eastern Mass into NH will be good starting on Sep 9.
Into VT though is manageable only b/c of Rivian. (Tesla stations have remained exclusive to Tesla along I-91.)

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