Financing the 4S

[stirthepot]

For the Bank of America folks. they have a 66 month option that is slightly lower, I was about to take 1.79 for 72 months, asked if they had anything better. they offered 1.64 for 66 months. that includes the platinum preferred discount.

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[dardleflom]

My credit union financed the full amount for 1% for the first three years and 2.5% for the remaining financing period

 

[dickp]

Took delivery of my CT4 in November, MSRP $128K. Paid cash from gains in bitcoin and Tesla and proceeds from selling my Macan GTS. With the declines in the markets since then, I'm felling pretty good re. not financing even at these low rates. Thoughts?

 

[aliao]

My credit union financed the full amount for 1% for the first three years and 2.5% for the remaining financing period

Would you mind sharing which credit union?

 

[285kph]

Would you mind sharing which credit union?

Don't know the other posters CU, but DCU still has 1.24% for 65month (with a 0.25% EV discount on top of their 1.49% rate for members): https://www.dcu.org/borrow/vehicle-loans/auto-loans.html

 

[TaycanCook]

What are people seeing now for rates assuming top tier credit? The rates have crept up from what I can tell, BoA went up to 2.59 from 2% 4 months ago.

 

[gnop1950]

What are people seeing now for rates assuming top tier credit? The rates have crept up from what I can tell, BoA went up to 2.59 from 2% 4 months ago.

1.79% APR 36 months $500 to $150,000 $571.46 1.99% APR 48 months $7,500 to $150,000 $434.19 1.99% APR 60 months $10,000 to $150,000 $350.78 2.39% APR 72 months $15,000 to $150,000 $298.76 3.99% APR 84 months $20,000 to $150,000 $273.77

Those are the current member rates at the Pentagon Federal Credit Union. Rates are bound to keep going up so I'd lock in something pretty quick if you can.

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