Price for wheel and tire insurance from dealer for CPO: $5k ?!?!

[Slappy_G]

Hey there, so the dealer I am buying a CPO thru is quoting $5100 for 5 years of wheel and tire coverage via something called Porsche Silver. This also includes a bunch of garbage I don't want like key protection.

This price seems insanely high to me. Does Porsche not offer standalone wheel and tire packages? That's all I would be interested in. I can push for it if I know that's a thing. Failing that, if the dealership wants to be annoying and not offer it standalone, are there other options such as buying it from a friendlier dealer after the fact or using a trusted third party?

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[SergeyIndy]

I spoke to my dealer's finance and this is what they quoted me:

$4,500 84 months: Wheel/Tire, Windshield (limit of 1), and Ding (no deductible)
$2,750 84 months: Wheel/Tire only with no deductible (I paid $1,500 3 years ago for Cayenne)
$1,885 84 months: Windshield (limit of 1) (no deductible) and said replacement out of pocket is $5K

My State Farm policy covers Windshield as part of the Comprehensive coverage they list just as Glass coverage assuming includes broken in windows. My deductible is $1,000 so Windshield is definitely not necessary for me. Wheel/Tire coverage makes sense, but I am waiting on the dealer to quote me their out of pocket for E-Mission in body color wheel and Tire costs to make a decision to purchase coverage or not.

 

[WattTurbo]

Hey there, so the dealer I am buying a CPO thru is quoting $5100 for 5 years of wheel and tire coverage via something called Porsche Silver. This also includes a bunch of garbage I don't want like key protection.

This price seems insanely high to me. Does Porsche not offer standalone wheel and tire packages? That's all I would be interested in. I can push for it if I know that's a thing. Failing that, if the dealership wants to be annoying and not offer it standalone, are there other options such as buying it from a friendlier dealer after the fact or using a trusted third party?

My dealer offered it as a standalone package, and that's what I bought.

 

[SergeyIndy]

My dealer offered it as a standalone package, and that's what I bought.

Could you share how much you paid?

 

[RAHRCR]

Put the $5K in an online savings account…earn 4%. You can draw from that account……. if you ever need to.

 

[WattTurbo]

Could you share how much you paid?

5yr/60k for $2500. I was so excited to get out of there with my new car and completely forgot to negotiate lol

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