Extended Warranty Pricing from Porsche - 2025

[satchurator]

^ Sounds like a good outcome, and thanks for sharing that info. But why so few miles on your Taycan?!?

lol yes, I do feel a bit guilty about that! The main reasons: I mostly work from home, and a lot of my local driving is in a second car which is more practical for kids, pets and the suburban door-ding hellscape.

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[Jonathan S.]

^ Our household might set some sort of record for miles driven given that nobody commutes to work! But as much as the Taycan of course excels at speed, I find it amazingly enjoyable also when driving slowly for suburban errands. Even when I often drive just a mile to play tennis (a ball hopper filled w/ ~60 balls is horribly awkward when biking, especially with only one hand on the bike), the college campus service road has a 15 mph speed limit (which is highly advisable), and the Taycan still feels wonderful on it.

 

[satchurator]

Hah, probably drove it 10k miles in 2022 then has been too shell-shocked ever since to try it again!
Actually, from Eastern Massachusetts down along the densely populated coastal areas seems to be good now.
And from Eastern Mass into NH will be good starting on Sep 9.
Into VT though is manageable only b/c of Rivian. (Tesla stations have remained exclusive to Tesla along I-91.)

I frequent some routes west, particularly Massachusetts into Connecticut via 84. That corridor has had a longstanding charging desert punctuated only by shitty EA options but there are some encouraging developments. The Rivian location west of Hartford is very nice, and the Tesla network opening up will make a difference too.

 

[Jonathan S.]

^ What, you've got a problem w/ this station off of I-84? --
https://www.plugshare.com/location/296404

Looks like just east of Hartford is pretty good now: a 12-plug Magic Dock, a 6-plug EA that actually works, and an 8-plug 400kW Mercedes, ooh!

 

[satchurator]

^ What, you've got a problem w/ this station off of I-84? --
https://www.plugshare.com/location/296404

Looks like just east of Hartford is pretty good now: a 12-plug Magic Dock, a 6-plug EA that actually works, and an 8-plug 400kW Mercedes, ooh!

Sturbridge isn't useful for me - too close to home base. Sorry for hijacking this thread folks, lets get it back on topic!

 

[MidwestPCar]

I have been going through the quoting process focused on the Porsche VSP Platinum plan for 96 months, 60K miles total with $250 deductible.

My car is approaching the 4 year mark from in-service, and is just over 10K miles on the odometer.

I've gotten some good prices quoted - the lowest of which is about ~$4000.

Having narrowed to my favored quoting dealer, I've been reviewing draft paperwork (the 'Porsche Electric Vehicle Service Protection' form) and there are some confusing elements. The finance person has pre-filled the form. Notably:

1. For the options New / Pre-Owned / CPO, they have checked Pre-Owned.
2. For the Vehicle Purchase Price, they have entered a price based on a JD Power value estimate.

Regarding #1, I am the first and only owner.
Regarding #2, technically, IMO the only correct number for the 'purchase price' was the price paid on delivery day.

In the small print, section 3.D states how the maximum outlay is capped by KBB/JDP/NADA values at the time of the claim - so I don't see why its necessary to artificially lower the stated purchase price of the car at the time of purchasing the extended warranty plan.

I'm wondering if this is a hack that allows the dealer to quote a lower price, and if this somehow would complicate things down the road.

Those of you who have already purchased the Porsche VSP Platinum plan on form "POEVSC 6/22" could you please share what was entered for your [New / Pre-Owned / CPO] selection? ... and whether the entered vehicle purchase price was based on the true original purchase price, or some valuation at the time of plan purchase?

You've received your quote favorably (which is good) per your updated posts, so this is merely a question from intellectual curiosity.
For Option (1), I'm surprised why someone would expect the form to be filled out with "new". It's a car that's nearly 4 years old, so I don't think even you'd describe it as new now. I'd think those that are filling it out as "new" are the ones in error.
Also, the whole thing of a 96 month plan starting on Day 1 post-sale, sold nearly 48 months into a policy just seems weird. Even though it's "practically the same" given the first 4 years are covered by warranty, I can't imagine it's actually compliant with underwriting processes.

Separately, when I recently (a month ago) bought a policy to cover my used (new to me) car that was out of warranty, Linda actually told me their recent policy changes prohibited them selling it to me as I was not local. I'm presuming the distinction was because I was out of warranty. Sharing so people have a full picture. I'm glad it worked for you though.

 

[Jonathan S.]

^ I was thinking the same thing re New. If New means a car that has yet to be titled, then purchasing the service plan wouldn’t make any sense. And if the current owner is not the original owner, then why does that matter? Either way, it’s a poorly defined field in the contract.

 

[snstevens]

^ I was thinking the same thing re New. If New means a car that has yet to be titled, then purchasing the service plan wouldn’t make any sense. And if the current owner is not the original owner, then why does that matter? Either way, it’s a poorly defined field in the contract.

I agree it’s unclear, however, from my perspective it simply means that the car remains under its original new car warranty, and that has not lapsed.

 

[whitex]

Each dealer seems to have wide latitude in pricing though.

Is that not true for anything the dealers sell?

 

[Jonathan S.]

Is that not true for anything the dealers sell?

You mean like the $2k alignments?

 

[MidwestPCar]

I agree it’s unclear, however, from my perspective it simply means that the car remains under its original new car warranty, and that has not lapsed.

Your perspective may be logically valid. When it comes to underwriting compliance and insurance (service) contracts, I personally lean towards making sure the language is accurate or that I have it in some writing that it's as designed, over assuming the logical thought would hold up. YMMV

(and apologies if my thoughts create unwelcome confusion - my intent is to protect my fellow consumer).

 

[satchurator]

You've received your quote favorably (which is good) per your updated posts, so this is merely a question from intellectual curiosity.
For Option (1), I'm surprised why someone would expect the form to be filled out with "new". It's a car that's nearly 4 years old, so I don't think even you'd describe it as new now. I'd think those that are filling it out as "new" are the ones in error.
Also, the whole thing of a 96 month plan starting on Day 1 post-sale, sold nearly 48 months into a policy just seems weird. Even though it's "practically the same" given the first 4 years are covered by warranty, I can't imagine it's actually compliant with underwriting processes.

Separately, when I recently (a month ago) bought a policy to cover my used (new to me) car that was out of warranty, Linda actually told me their recent policy changes prohibited them selling it to me as I was not local. I'm presuming the distinction was because I was out of warranty. Sharing so people have a full picture. I'm glad it worked for you though.

@MidwestPCar I actually called Safe-Guard to try to get definitive information, but could only get through to claims / underwriter folks - nobody was equipped to talk about contract content.

The form is just poorly designed. In my case, at the moment of executing the contract, my car was not brand new, nor was it ever pre-owned, nor was it CPO. So in the face of ambiguity which to choose? 'New' was the least wrong option. I've previously been quoted VSP Platinum by my home dealer (years after the in-service date, still under warranty) and the drafted form stated 'new', and had the correct original purchase price.

When I spoke to Kelli to finalize the purchase, we struck up a conversation about how they approach selling these policies. She did comment that they (the dealership) did not like selling policies to out-of-warranty owners because it would require a CPO-style inspection to be done, which unless the owner has physical proximity to San Antonio, cannot be performed by that same dealership. While it might be possible to honor an inspection done elsewhere, it sounds like the dealership is taking on liability for sourcing the contract, so if the inspection turned out to be inadequate, or fraudulent, they could be on the hook.

This is consistent with folks' experience dealing with other prolific warranty quoters like Todd Dietrich, who sources many Fidelity Extended Warranties, but will only do them for in-warranty owners - for the same reason, they don't want to deal with remote inspections.

I don't believe there was anything untoward going on.

What needs to happen here is for PCNA and Safe-Guard to fix this crappy form, or at the very least, issue consistent guidelines to the Finance folks at dealerships on how to treat the various scenarios.

 

[MidwestPCar]

@MidwestPCar I actually called Safe-Guard to try to get definitive information, but could only get through to claims / underwriter folks - nobody was equipped to talk about contract content.

The form is just poorly designed. In my case, at the moment of executing the contract, my car was not brand new, nor was it ever pre-owned, nor was it CPO. So in the face of ambiguity which to choose? 'New' was the least wrong option. I've previously been quoted VSP Platinum by my home dealer (years after the in-service date, still under warranty) and the drafted form stated 'new', and had the correct original purchase price.

When I spoke to Kelli to finalize the purchase, we struck up a conversation about how they approach selling these policies. She did comment that they (the dealership) did not like selling policies to out-of-warranty owners because it would require a CPO-style inspection to be done, which unless the owner has physical proximity to San Antonio, cannot be performed by that same dealership. While it might be possible to honor an inspection done elsewhere, it sounds like the dealership is taking on liability for sourcing the contract, so if the inspection turned out to be inadequate, or fraudulent, they could be on the hook.

This is consistent with folks' experience dealing with other prolific warranty quoters like Todd Dietrich, who sources many Fidelity Extended Warranties, but will only do them for in-warranty owners - for the same reason, they don't want to deal with remote inspections.

I don't believe there was anything untoward going on.

What needs to happen here is for PCNA and Safe-Guard to fix this crappy form, or at the very least, issue consistent guidelines to the Finance folks at dealerships on how to treat the various scenarios.

Sounds good.
Agree with your note on the inspection/risk likely driving the limitations to (out of warranty) service contracts. For this reason, I've been suggesting people shop for the extended warranty while within warranty (maybe close to expiration of original)

 

[Tooney]

Results of searching for prices for Porsche Platinum EV service plan 108 months/60,000 miles 250 deductible for 22 Taycan 4S approaching 4 years:
Lowest price: $4461 from Kelli Parker of Porsche San Antonio
Next lowest price: $5511
Highest price: $7400

Porsche Chandler AZ declined to provide policy outside of its local area.
Porsche Carlsbad was highest.

It pays to shop around.
Thanks to all who have shared service plan sources.

 

[MidwestPCar]

Results of searching for prices for Porsche Platinum EV service plan 108 months/60,000 miles 250 deductible for 22 Taycan 4S approaching 4 years:
Lowest price: $4461 from Kelli Parker of Porsche San Antonio
Next lowest price: $5511
Highest price: $7400

Porsche Chandler AZ declined to provide policy outside of its local area.
Porsche Carlsbad was highest.

It pays to shop around.
Thanks to all who have shared service plan sources.

How many miles does this car have now? It's an important component in the pricing, so your price quotes will be more insightful with the current mileage.

And sigh... it's so much cheaper and easier to buy warranty when the car is within warranty. For 4 years additional (not 5 like yours), with 49K miles, my pricing was $2K more, and Porsche SA turned down providing a quote.

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