USA Taycan insurance.

[RAHRCR]

I generally find comparing rates to be an unproductive exercise because policies can (and should) vary pretty widely based on many factors. My advice is to get an insurance agent. They can get you the best value for your scenario.

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[kort]

Atlanta area, 5k mi/yr.
Nationwide (and Liberty Mutual) refused to insure the Taycan when I called.

interesting, I have been with nationwide for a year now, the taycan plus two other cars

 

[blueslite]

mine was $1700 for 6 months for a 2021 4s for me and my wife, It’s with progressive.

there were a couple cheaper but we will make 4y of progressive insurance in December and I expect the price to go down

 

[_Brian_]

I also have State Farm in a bundled package, including home and excess liability. They have very reasonable rates for good drivers. However, I know that I am 'self insuring' at some level. When State Farm authorizes a repair, their scope includes using used parts when available and generally will not pay the repair rates used by authorized Porsche repair facilities. I had an accident in an Audi S5 ~10 years ago. I had the repairs done at a facility that was an authorized Porsche repair shop. The total repair was about $15K with State Farm paying ~12.5K. This should be a consideration in your evaluation. For me, the policy premiums are low enough and accident frequency low enough that I am prepared to pay any repair cost difference out of pocket. I am sure other insurance companies have similar repair policies.

 

[Eric]

I am using Hartford and I am paying 5600 dollars for full coverage.I tried many companies and they are all five thousand plus

I went to state farm and i got an annual rate of 3200 much better than the 5600 i was paying at Hartford

 

[TLC]

I went to state farm and i got an annual rate of 3200 much better than the 5600 i was paying at Hartford

Just got an online quote from USAA for $1888.18 6/mo that’s with $250.00 deductibles and 20% Car Replacement assistance.

 

[dstepin92]

800 and some change yearly, I use Connect through Costco though in CA they no longer offer new policies so it's grandfathered in at this point. 500 deductible, 100/300, total comprehensive, uninsured motorist, etc. Me and wife are drivers, I have 0 at fault accidents.

 

[RingoDingo]

Just got an online quote from USAA for $1888.18 6/mo that’s with $250.00 deductibles and 20% Car Replacement assistance.

My 6 month rate with USAA is $2046 on a 2022 Taycan 4S. I do have $300 of that as car replacement assistance charge, but only driving less than 5k miles per year, 30 years with USAA and no tickets in the past 5 years and never an accident, ever. Feels like I'm getting taken...

 

[Archimedes]

My 6 month rate with USAA is $2046 on a 2022 Taycan 4S. I do have $300 of that as car replacement assistance charge, but only driving less than 5k miles per year, 30 years with USAA and no tickets in the past 5 years and never an accident, ever. Feels like I'm getting taken...

$4,100 a year for insurance?!!!

 

[RingoDingo]

$4,100 a year for insurance?!!!

Yessir. Something seems not right here.

 

[RingoDingo]

Yessir. Something seems not right here.

I called GEICO and their proposal was something like $1600/year for the same levels of coverage for which USAA wants $3600/year. Somebody trying to get me to pay for Gronk's stupid commercials.

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